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Module Catalogue

SCQF Level: 09  

Module Code: ANF307

Credit Value: 20  

Year: 2017/8

Term: Term 2

School: Dundee Business School

Description

An introduction to personal and business credit. Decision making on credit issues, credit control, dealing with credit problems and how to recover bad debts.

Aims

The aim of this Module is to provide the student with: an understanding of the skills required for consumer and business lending and debt management.

Learning Outcomes

By the end of this module the student should be able to:

1.  apply knowledge of the means of dealing with personal debt issues in Scotland and the UK.

1.  apply knowledge of the means of dealing with personal debt issues in Scotland and the UK.

2.  apply practical knowledge of the processes and factors affecting credit decisions and negotiate towards a mutually acceptable solution.

2.  apply practical knowledge of the processes and factors affecting credit decisions and negotiate towards a mutually acceptable solution.

Indicative Content

1 Consumer Credit

The importance of credit in the economy. Types of credit. Credit scoring. Credit Reference Agencies. Factors affecting the accept/decline decision. Debt management and recovery. Practical credit management.

1 Consumer Credit

The importance of credit in the economy. Types of credit. Credit scoring. Credit Reference Agencies. Factors affecting the accept/decline decision. Debt management and recovery. Practical credit management.

2 Business Credit

Types of credit. Responsibilities of the business credit manager. Sources of credit informaiton. Credit ratings. Factors affecting the accept/decline decision. Debt covenants. Security for advances. Debt management and recovery. Practical credit management.

2 Business Credit

Types of credit. Responsibilities of the business credit manager. Sources of credit informaiton. Credit ratings. Factors affecting the accept/decline decision. Debt covenants. Security for advances. Debt management and recovery. Practical credit management.

Statement on Teaching, Learning and Assessment

The lecture provides students with the foundation knowledge to ask questions and suggest solutions in the tutorial which is interactive. Over the weeks, students are presented with a number of short lending related scenarios in tutorial which provide the context for discussion. These scenarios also provide the foundation for one of the assessments which is an interactive continuous assessment, over most of the semester between each individual student and the module tutor. The students must take on the persona of a bank manager and decide on a lending proposal submitted by the module tutor acting as a financial advisor. Each ¿bank manager¿ is only given the answer to questions they ask of the ¿financial advisor¿. The interaction with the module tutor and peers means the module exceeds the minimum requirement of 60% of contact time being enquiry based.

Teaching and Learning Work Loads

Total 200
Lecture 15
Tutorial/Seminar 30
Supervised Practical Activity 0
Unsupervised Practical Activity 0
Assessment 50
Independent 105

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Guidance notes:

Credit Value – The total value of SCQF credits for the module. 20 credits are the equivalent of 10 ECTS credits. A full-time student should normally register for 60 SCQF credits per semester.

Disclaimer: We make every effort to ensure that the information on our website is accurate but it is possible that some changes may occur prior to the academic year of entry. The modules listed in this catalogue are offered subject to availability during academic year 2017/18 , and may be subject to change for future years.

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